![]() ![]() You'll need to spend at least $12,667 on the Capital One Venture Rewards Credit Card each year in order to offset the fee (that's how much you'd have to spend on the Capital One VentureOne Rewards Credit Card at 1.25 miles per dollar to earn $95 in rewards). ![]() However, because of its $95 annual fee ( see rates and fees ), you'll have to do quite a bit of spending each year before the card's return rates begin to pull ahead of the Capital One VentureOne Rewards Credit Card. ![]() The Capital One Venture Rewards Credit Card earns you 37% more miles than the Capital One VentureOne Rewards Credit Card for most spending. Insider estimates its bonus to be worth $1,275 in travel - while the Capital One VentureOne Rewards Credit Card bonus is worth $340 in travel.īoth offers are good though - and the fact that the Capital One VentureOne Rewards Credit Card is currently offering double its normal offer shouldn't be ignored. Which Capital One Venture Card Should You Get? Will you use the bonus for travel?įor most people, the bigger welcome offer on the Capital One Venture Rewards Credit Card makes it the clear winner, at least for the first year. Read our beginner's guide for how to book free travel and cheap deals with credit card rewards to see how easy it can be. Both cards also give you the ability to transfer miles to Capital One's airline and hotel partners, such as Air Canada Aeroplan, British Airways, Turkish Airlines, and Wyndham.Ĭonverting your miles into rewards with programs like these can get you flights and hotels for literal pennies on the dollar. The miles you earn from both cards are worth 1 cent each toward offsetting paid travel. There are no restrictions on how you can use the miles you earn with the no-annual-fee Capital One VentureOne Rewards Credit Card. Unlike some other transferable points programs such as Chase Ultimate Rewards®, the miles you earn with these cards are exactly the same. Insider's points and miles valuations estimate that Capital One miles are worth an average of 1.7 cents each when used toward travel. Redeeming Capital One MilesĬapital One miles are some of the most versatile (and therefore useful) travel rewards currencies you can collect. We always recommend that you pay your credit card off in full each month, but if you've got a necessary large upcoming purchase that you don't think you can pay off for several months, this could be a big win. This could appeal to those who want to spread out payments for large purchases over time, without incurring big interest charges. You'll get a 0% intro APR on purchases and balance transfers for 15 months (3% fee on the amounts transferred for the first 15 months), then 19.99% - 29.99% Variable. There's one benefit offered by the Capital One VentureOne Rewards Credit Card that isn't offered on the Capital One Venture Rewards Credit Card. Both cards offer some form of rental car insurance and travel accident insurance - but the Capital One Venture Rewards Credit Card also offers lost luggage reimbursement, as well as helpful perks like travel and emergency assistance services and roadside dispatch.įinally, the Capital One Venture Rewards Credit Card gives you the ability to enter Capital One Lounges twice per year for free (more on this later). The Capital One Venture Rewards Credit Card also has more robust travel insurance (though neither of the cards is near the top of the industry in this category). So as long as you keep the card open, you'll never have to pay. Membership in these programs lasts five years - and this statement credit regenerates every four years. The Capital One VentureOne Rewards Credit Card also comes with a statement credit worth up to $100 to fully reimburse the application fee for either Global Entry or TSA PreCheck (trusted traveler programs that give you expedited security experience at domestic airports). There is no limit to the number of rewards that you can earn with either card.
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